Swansea Family Dental

Financial Info

We strive to make dental treatment affordable for the families of Swansea. Our payment options offer convenient choices for our patients to cover their treatment costs.


ZipMoney and ZipPay

Pay Later With No Deposit and No Interest

Here at Swansea Family Dental understand that finances can be challenging when it comes to dental treatment, so that’s why we have introduced ZipMoney and ZipPay as a payment option. ZipMoney and ZipPay is a safe, simple and convenient payment option, allowing you to pay for your dental treatment later in flexible weekly, fortnightly or monthly installments.

How does ZipMoney and ZipPay work?

There is no need to apply for the finance prior to your visit. Just simply select ZipMoney or ZipPay at reception after your dental consultation or treatment and fill out the required information. It only takes a few minutes and (subject to approval) once you have created your account, you never have to apply again and can continue to use it as much as you like.

ZipMoney and ZiPay pays immediately on your behalf, meaning your order will be processed straight away. Pay off your balance over time in flexible installments that suit your lifestyle.

Are there any fees and charges payable?

Each month you can choose to pay off your balance in full or make a partial payment that suits your budget. If the balance is paid by the due date no fees will be occurred.

If you’d like more time to pay, a monthly service fee will be added to the month you have an outstanding balance. There is also a minimum repayment of $40/month.

Am I eligible for this?

Most people are. However, there are a few requirements. You must be 18 years or older and an Australian resident, employed in some capacity and earn more than $300 per week to be eligible to apply.

How does the interest free work?

Interest free finance is available through ZipMoney.

* 6 months interest free on payments under $2,000. Minimum spend $500. No deposit required.
* 12 months interest free on payments over $2,000. No deposit required.

Please note, the contract is between you and ZipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878). ZipMoney Terms & Conditions apply and are available on application.

For more information follow this link



Get you dental treatment done now and pay for it later...

Here at Swansea Family Dental understand that finances can be challenging when it comes to dental treatment, so that’s why we have introduced afterpay as a payment option. afterpay allows you to enjoy your smile now and pay for it in four equal fortnightly installments due every two weeks. You can spread out the cost of your treatment with no added interest, and no additional fees if you pay on time.

Follow this link for more information



HCF Preferred Providers

We are HCF preferred providers. That means we can offer our HCF patients the “More for Teeth program”

This gives our patients 100% back on their claims on a range of the most common diagnostic and preventive services (subject to your annual limits and any waiting periods).

This includes dental check ups, scale and clean, fluoride treatment, mouthguards and more.

Follow this link for more information.


Medicare Child Dental Benefit Scheme (Bulk Billed)

Here at Swansea Family Dental see patients eligible for CDBS. This is a Medicare scheme that provide eligible kids from 2 to 17 years of age $1,000 to use for dental treatment.

If you are eligible and have the $1,000 available, there is nothing else for you to do after you have your treatment done, we communicate and claim your treatment directly with Medicare.

For more information follow this link


Hunter New England Vouchers (HNE)

We work hand in hand with HNE and offer treatment to patients that are eligible to receive HNE vouchers for dental treatments.

We accept all types of vouchers and do all treatment approved by HNE such as emergency treatments, extractions, fillings and general check ups and treatment planning for full and partial dentures

For more information follow this link


Smile Dental Plan

We are the only Smile provider in Swansea. This is the fastest growing dental cover in Australia.

smile.com.au is not a health insurance. For a low Annual Member Fee, members receive reduced dental fees every time they visit one of smile.com.au’s quality approved dentists. Plus, there’s no limits, no exclusions, no waiting, no claiming, no confusion.

smile.com.au has absolutely no treatment exclusions, so you can benefit on every treatment, every time you visit an approved dentist! If our approved dentists perform the treatment, you can save with smile.com.au! This includes minor, major and cosmetic dental, as well as orthodontics and treatment for pre-existing conditions.

To become a Smile patient follow this link and for more information on smile click here.


Other Payment Options

As well as all the other options we offer our patients, we also have to normal payment methods.

These include, cash, Visa, debit card, Mastercard, Amex (with a 1.8% surcharge), cheque, direct deposits.

We also have HICAPS facility, this allows us to claim your health funds as soon as we have done the treatment, this saves our patients a trip to their health funds office, or online claims, we do it on the spot!

With HICAPS we can also tell our patient what their health funds cover would be for the treatment planned before we start so that they are aware of their out of pockets expenses if any.

  • Image of smiling girl

    Free Cosmetic Consultation

    Come and enjoy a free 30 minute cosmetic consultation. Treatments including: 

    • Orthodontics 
    • Invisalign
    • Smile Makeovers 
    • Veneers
    • Teeth Whitening  

    Terms and Conditions:

    • Offer is valid for any patients interested
    • This is only an assessment to discuss treatment plan options. No treatment will commence at this appointment
    • If you wish to proceed with cosmetic treatment you will require a full examination, x-rays, clean and have no outstanding treatment required
    • If you have ...
  • Image of a child without front tooth

    Gap Free Check Up 4 Kids

    Come and take advantage of the $1000 child dental benefits scheme cover for kids 2 years and over. 
    If your child is 12 years and over and covered with private health, receive a gap free check up and clean. For everyone else not covered with medicare or private health fund, a $99 fee will be applied.

    Terms and Conditions:

    • Gap free and ...
  • New Patient Offer

    Come and take advantage of our new patient offer for $200. Our new patient offer includes: 

    • Full mouth examination 
    • Scale & clean
    • Flouride treatment 
    • Bitewing xrays 
    • Intraoral photos 
    • Treatment plan

    Terms and Conditions:

    • Offer is valid for patients new to Swansea Family Dental
    • Patient must mention this offer when booking
    • This offer includes item numbers – 011, 114, 121, 022 (x2), 072
    • If additional work is required, that is not part ...
Disclaimer: The information throughout this site is not intended to be taken as medical advice.
Any surgical or invasive procedure carries risks. Before proceeding, you should seek a second opinion from an appropriately qualified health practitioner.